It pays to know a lender who knows crop insurance
Farm and ranch operators can learn more about changes in coverage, important deadlines and coverage options by visiting a website hosted by Farm Credit Services of America (FCSAmerica), cropinsurancespecialists.com.
FCSAmerica understands the financial risks you face in farming. That's why we offer a complete selection of crop insurance products designed to protect your income. Instead of maximum coverage, we work for optimum return based on your specific financial needs.
Crop insurance professionals working to deliver the most for your crop insurance dollar
- Crop Hail Coverage
Crop hail coverage protects against damage due to hail, fire and lightning. It also protects from damage occurring during transit.
- Yield Protection (YP) / Actual Production History (APH) Plan
The YP and APH policies insure producers against yield losses due to natural causes such as drought, excessive moisture, damage from wildlife, hail, wind, frost, insects, and disease. It guarantees a level of income in case of disaster and a minimum yield so you can market more comfortably.
- Revenue Protection (RP) Plan
The RP plan gives you all the coverage of YP and APH, plus protection against loss of revenue caused by yield and/or market fluctuations. It allows you to “lock in” your revenue at a pre-determined price.
- Area Yield Protection/Area Revenue Protection/Area Revenue Protection with Harvest Price Exclusion
Area Risk Protection Insurance (ARPI) is a county-based insurance policy. ARPI provides protection against widespread loss of yield, revenue or a combination of both in a county. Individual farm yield performance and revenue are not considered under ARPI. It is possible that your individual farm may experience reduced revenue or reduced yield and not receive a loss payment under ARPI. A producer choosing an ARPI policy must follow similar planting and reporting requirements to other crop insurance plans.
- Pasture Rangeland Forage (PRF)
PRF crop coverage is available for farmers and ranchers who rely on pasture, rangeland, or forage acreage for haying or grazing to feed their livestock.
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