As a customer-owned financial
cooperative, we are committed
to serving the next generation of
farmers and ranchers.
We work with thousands of farmers and ranchers to help them start or grow in production agriculture. In fact, in 2020, young, beginning and small farmers totaled more than 22,000 of our customers, with $6.3 billion in loan volume.
The future of agriculture is our future too — and we are committed to helping the next generation succeed.
Instead of fitting you to a product, we customize our services to fit you. We will look at your needs, opportunities and risk to create a viable, sustainable plan to help you meet your goals.
Growing your farm or ranch is a significant financial commitment and can be especially challenging for less-established producers. That’s why we’ve tailored a program for producers age 35 or younger, or with 10 years of experience or less, that matches our loan products with modified credit approval standards. This program helps get you the capital you need while you strengthen your financial position.
This program is designed to enhance working capital and assist with livestock facility expansions for young and beginning producers*, as well as provide financial guidance, planning and education to position your plan for success.
Qualified participants develop an actionable business plan and can receive a modified installment loan for breeding livestock, contract finishing and other specialized financing for 5 to 10 years and up to 250,000. These modified loans help to support the growth of the operation by providing the liquidity to cover both operating and expansion expenses.
*Additional qualifications, including credit scores, financial history, and family relationships with company employees and/or board members may limit eligibility.
Finance your farm or ranch operation with an operating line of credit that includes money-saving benefits and time-saving features you’ll find nowhere else.
Finance farmland, pastures or acreages with attractive rates, more flexibility and cash-back dividends.
Flexible, convenient, money-saving features for financing livestock, ag facilities, eligible farm equipment and vehicles, farm improvements and more.
Along with options to buy, lease or refinance farm equipment, you’ll find attractive rates and the most ag-friendly terms in the business.
Flexible, convenient, money-saving features for financing cattle and hog barns, farm storage buildings, grain bins and more.
Save costs, improve cash flow and gain tax advantages with our leasing options for farm storage buildings, grain bins, cattle and hog barns, farm equipment and vehicles, and more.
Grain Producer, Nebraska
View balances and transaction history, transfer funds, make payments and more.
Scan and apply checks, including third-party checks, as payments directly into your WorkSmart operating line of credit — without maximum limits.
Access your operating line of credit anywhere from your mobile device. Use the Remote Deposit feature in our app to save time and money depositing checks.
Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.
FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator to contact your local office.