The smartest line of credit for the business of agriculture.
Interest is charged only on the exact amount you use, when you use it.
saving added days of interest. Remote Deposit makes payments even faster.
Purchases are drawn from your operating line of credit at your line of credit interest rate.
We have paid more than $2.6 billion in cash-back dividends since 2004.
Along with interest-saving benefits, WorkSmart offers a variety of management tools, convenient payment options and cash-back dividends! WorkSmart® delivers more – and saves more – than any other line of credit for agriculture.
Complete an application and apply for financing. A member of our team will contact you within one business day.
APPLY NOW
Answer a few questions and a member of our team will contact you.
Grain and Livestock Producers, Nebraska
AgriBuy® Rewards Mastercard®
The ultimate in flexibility and access to your operating line of credit, the AgriBuy Rewards business card can help you capture additional savings on your line of credit.
WorkSmart® includes money-saving benefits, unique features and management tools that make your money work smarter for you. The following example shows you how.
WorkSmart Advantage
$4,660 potential annual savings
The Board of Directors intends to pay a dividend equal to at least 1.0% of a customer’s eligible average daily loan balance. Remote Deposit savings reflect average FCSAmerica customer savings. Cash-back dividends are based on eligible loan volume and Association financial results. Prior distributions should not be interpreted as guarantees of future performance.
View balances and transaction history, transfer funds, make payments and more.
Scan and apply checks, including third-party checks, as payments directly into your WorkSmart operating line of credit — without maximum limits.
Access your operating line of credit anywhere from your mobile device. Use the Remote Deposit feature in our app to save time and money depositing checks.
See terms that apply.
The Business of Agriculture
Accrual-based managerial accounting offers a solution for those who want a deeper understanding of their operation and the financial insights.
Learn how Farm Credit loans work including down payments, interest rates, how to qualify and more.
Learn about the calculator and educational programs we offer to help you manage your farm loans and cash flow.
EXPLORE MORE CONTENT
Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.
FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator to contact your local office.
