Ag Loans
and Leases

Financing for every aspect of
farm and ranch operations.

FARM AND RANCH LOANS AND LEASES 

From operating lines of credit, to land loans for farmland and ranch land, to livestock loans, machinery and equipment loans, we finance every aspect of farm operations and ranch operations.
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WorkSmart® Line of Credit

Finance your farm or ranch with an operating line of credit that includes money-saving benefits and time-saving features you’ll find nowhere else. APPLY

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Real Estate Loans

Finance or refinance farmland, pastures or acreages with attractive rates, ag-friendly flexibility and cash-back dividends.
APPLY   REFINANCE

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Intermediate-Term Loans

Flexible, convenient, money-saving features for financing livestock, ag facilities, eligible farm equipment and vehicles, farm improvements and more.   APPLY

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AgDirect® Equipment Financing

Along with options to buy, lease or refinance farm equipment, you’ll find attractive rates and the most ag-friendly terms in the business.

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Facility Loans

Flexible, convenient, money-saving features for financing cattle and hog barns, farm storage buildings, grain bins and more.
APPLY

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Leases

Save costs, improve cash flow and gain tax advantages with our leasing options for farm storage buildings, grain bins, cattle and hog barns, farm equipment and vehicles, and more.

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Livestock Loans

Financing for the purchase, care, feeding or refinancing of debt on livestock and cattle.   APPLY

LOAN PAYMENT CALCULATOR

This is an estimate of payments for various loan types including farm loans, land loans, ranch loans, livestock loans and ag loans. The actual loan payment amounts may vary depending on the interest rate, closing date and other factors.

Choose from even or decreasing payments

$1,717.77

EACH PAYMENT

$318,398

TOTAL INTEREST

$618,398

TOTAL PAYMENT

“Farm Credit is very flexible in aligning your payment terms and they have the most competitive rates out there. I haven’t had a reason to look anywhere else.”

Billy and Chelsea

Grain and Beef Producers

PLAY VIDEO
Billy and Chelsea

FARM AND RANCH FINANCING INFORMATION

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The Business of Agriculture

Calculating Your Cost of Production Takes the Uncertainty Out of Your Decisions

E-learning program focuses on the "why" behind using cost of production numbers and the application to different business decisions.

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The Business of Agriculture

Why You Need a Cashflow Budget

Discover what a cashflow budget says about your operation.

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The Business of Agriculture

Farmland Loans: How to Get the Best Rate

If you want the best interest rate for your real estate purchase, pay attention to your “Sweet 16” ratios. Don’t know them? We’ve got you covered.

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Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.