Built for Agriculture®.
Powered by Farm Credit®.
No matter how you buy farm equipment, AgDirect can finance it.

Farm Credit Services of America offers AgDirect® equipment financing – available at your equipment dealer, at auctions (traditional or online) and for private party equipment purchases.

Along with options to buy, lease or refinance, you'll find attractive rates and the most ag-friendly terms in the business.


Types of Financing

At Dealership

Purchase, lease and refinance options available on new and used equipment sold through farm equipment dealers — with 2-7 years (up to 10-year term on pivots)*. Easy application and quick credit decisions.

Private Party

Purchase and lease options available on farm equipment sold through private party transactions — minimum purchase price of $25,000 (before down payment). Ag-friendly terms.


Purchase and lease options with pre-sale credit decisions available on farm equipment sold through auctions — minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

* Subject to approval.

AgDirect is an equipment financing program offered by participating Farm Credit System Institutions.

"We look for the most creative financing that fits our budget or our cash flow and that’s where AgDirect really shines."

Dustin Gibson

Livestock Producer & Machinery Dealer

Dustin Gibson

Equipment Financing for Today's Agriculture.

  • Buy, lease or refinance
  • New or used equipment
  • Variable or fixed rates
  • Up to a 10-year term on pivots*
  • Financing terms from 2-7 years on most equipment*
  • Delayed payments – up to one year*
  • No prepayment penalties*
*Subject to approval.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.