Products & Services

Credit and insurance services
for farmers, ranchers,
agribusiness and rural residents.

Ag Loans & Leases

From operating lines of credit, to farm and ranch land, to livestock, equipment and facilities, we finance every aspect of farm and ranch operations.
worksmart
WorkSmart® Line of Credit

Finance your operation with an operating line of credit that includes money-saving benefits and time-saving features you’ll find nowhere else.

real-estate-loans
Real Estate Loans

Finance farmland, pastures or acreages with attractive rates, more flexibility and cash-back dividends.

intermediat-term-loans
Intermediate-Term Loans

Flexible, convenient, money-saving features for financing livestock, ag facilities, eligible farm equipment and vehicles, farm improvements and more.

agdirect-equipment
AgDirect® Equipment Financing

Along with options to buy, lease or refinance farm equipment, you’ll find attractive rates and the most ag-friendly terms in the business.

facility-loans
Facility Loans

Flexible, convenient, money-saving features for financing cattle and hog barns, farm storage buildings, grain bins and more.

leases
Leases

Save costs, improve cash flow and gain tax advantages with our leasing options for farm storage buildings, grain bins, cattle and hog barns, farm equipment and vehicles, and more.

Rural 1st offers specialized financing for country living.

Home Loans

Purchase or refinance your country home with a variety of fixed- and adjustable-rate options. Choose the down payment that fits your needs.

Construction Loans

Go from construction to permanent financing with one simple loan package – refinancing is not required when the project is complete.

Lot Loans

Get a fixed- or adjustable-rate loan on bare land and choose the term and down payment that’s right for you.

Recreational Land Loans

Buying land for recreational purposes like hunting or fishing doesn’t have to be a dream. Rural 1st has lending solutions to make it a reality.

Home Equity Loans

When you’re ready to buy more land, build a barn or outbuilding or make property improvements, Rural 1st can help.

Insurance

We offer a full line of crop and livestock insurance products backed by highly trained specialists who understand financial risk and work to protect your working capital.

Crop Yield Protection

Actual Production History

Crop Hail Insurance

Livestock Insurance

Other Insurance

Agribusiness Capital

We offer financing for all types of food and agribusiness companies through direct origination and participation in dept capital market activities.
industry-specialist-agribusiness-lending
Agribusiness Lending

Serving the financing needs of grain merchandising, feed manufacturing, agronomy and input supplies, timber and wood processing, food processing and specialty crops.

industry-specialists-beef
Beef Financing

Specialized financing for large-scale cattle operators, including cow-calf, stocker, backgrounding and feeding.

industry-specialists-capital
Capital Markets Group

We provide capital for the food, fiber and utility sectors through syndicated or participated arrangements involving multiple financial institutions.

industry-specialists-dairy
Dairy Financing

Specialized financing for large-scale dairy operations, including facilities, equipment, cattle and feed.

industry-specialists-poultry
Poultry Financing

Specialized financing for commercial chicken, turkey and egg operations, including facilities, equipment, operating and feed needs.

industry-specialists-renewable
Renewable Fuels Financing

Customized ethanol plant financing programs that are suited for the development of your production facility – from construction through ongoing production.

industry-specialists-swine
Swine Financing

Specialized financing for commercial sow, nursery and finishing hog operations, including facilities, equipment, livestock and operating expenses.

Digital Tools

Our digital tools can help you plan, manage and analyze your ag business.

AgriPoint®

Loan Payment Calculator

Magnify®

FCSAmerica® Mobile

Remote Deposit