Credit and insurance services
for farmers, ranchers,
agribusiness and rural residents.
Finance your operation with an operating line of credit that includes money-saving benefits and time-saving features you’ll find nowhere else.
Finance farmland, pastures or acreages with attractive rates, more flexibility and cash-back dividends.
Flexible, convenient, money-saving features for financing livestock, ag facilities, eligible farm equipment and vehicles, farm improvements and more.
Along with options to buy, lease or refinance farm equipment, you’ll find attractive rates and the most ag-friendly terms in the business.
Flexible, convenient, money-saving features for financing cattle and hog barns, farm storage buildings, grain bins and more.
Save costs, improve cash flow and gain tax advantages with our leasing options for farm storage buildings, grain bins, cattle and hog barns, farm equipment and vehicles, and more.
Rural 1st offers specialized financing for country living.
Purchase or refinance your country home with a variety of fixed- and adjustable-rate options. Choose the down payment that fits your needs.
Go from construction to permanent financing with one simple loan package – refinancing is not required when the project is complete.
Get a fixed- or adjustable-rate loan on bare land and choose the term and down payment that’s right for you.
Buying land for recreational purposes like hunting or fishing doesn’t have to be a dream. Rural 1st has lending solutions to make it a reality.
When you’re ready to buy more land, build a barn or outbuilding or make property improvements, Rural 1st can help.
Provides protection against production loss from natural causes such as drought, excessive moisture, wind, frost, insects and disease.
Provides protection against production loss for crops not covered by Revenue Protection or Yield Protection plans.
Protects against damage due to hail and/or fire. Production Hail and other private policies are available.
Provides protection from decreases in livestock selling prices while enabling producers to benefit from an increase in market prices.
Learn more about other crop and livestock insurance, including Whole Farm Revenue Protection, Supplemental Coverage, Annual Forage and Margin Protection.
Serving the financing needs of grain merchandising, feed manufacturing, agronomy and input supplies, timber and wood processing, food processing and specialty crops.
Specialized financing for large-scale cattle operators, including cow-calf, stocker, backgrounding and feeding.
We provide capital for the food, fiber and utility sectors through syndicated or participated arrangements involving multiple financial institutions.
Specialized financing for large-scale dairy operations, including facilities, equipment, cattle and feed.
Specialized financing for commercial chicken, turkey and egg operations, including facilities, equipment, operating and feed needs.
Customized ethanol plant financing programs that are suited for the development of your production facility – from construction through ongoing production.
Specialized financing for commercial sow, nursery and finishing hog operations, including facilities, equipment, livestock and operating expenses.
AgriPoint® delivers a suite of digital tools, from account management to financial management.
Calculate loan payments using monthly, quarterly, semiannual or annual payment schedules.
Streamline recordkeeping and translate financial and production data from your operation to reveal business insights.
FCSAmerica® Mobile provides anytime, anywhere account access from your phone or tablet.
Remotely scan and apply checks as payments to your WorkSmart® operating line of credit from your computer, smartphone or tablet.