Specialized financing for large-scale grain operations.

Customized Financial Products

Our dedicated specialized lending team understands the unique needs of large grain producers. We focus on this business segment, delivering the knowledge and experience you need to grow your business. Our commercial grain focused team includes lenders, underwriters and appraisers working together on your business.

Commercial Grain Highlights

  • We have the capacity to handle large operating loans for growing input costs on many acres.
  • We understand sophisticated marketing plans and are ready to fund margin calls if needed.
  • Our dedicated team of crop insurance experts will help align risk management strategies with your other financial goals.
  • We offer specialized real estate lending packages to meet the needs of a growing grain farm. Our experts work together to have your loan in place quickly.
  • Our benchmarking data will help you make the best decisions for growing your business, from building storage facilities to getting the equipment and labor you need to plant, spray and harvest.
  • Our experience working with the most specialized grain producers in the 5-state area will be leveraged to help you build your business swagger.

How is Farm Credit different from other lenders?

These business owners say it’s the deep level of expertise in the segment, an understanding of market cycles and experience working with other like producers.

“Thanks to Farm Credit, we’ve had a really good run for several years now and we couldn’t have grown like this without them.”

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Cash-Back Dividends

We have paid more than $3.3 billion in cash-back dividends to eligible customer-owners since 2004.

Unmatched Expertise

We employ teams of seasoned financial specialists with comprehensive knowledge and understanding of production agriculture and related agribusinesses.

Financial Strength

One of the leading associations within the nation's largest agricultural financing network — the Farm Credit System.


We offer significant lending capacity and competitive cost of capital, with diverse loan or lease packages for any size agribusiness.

Convenient Features

Account Access

View balances and transaction histories, transfer funds within your accounts, make payments and more through AgriPoint® or FCSAmerica® Mobile.

Cash Management

We offer a variety of cash management services, including drafts, ACH payments, payroll services, bill pay, wire transfers, CashPlus and more.

Financial Management

Online tools in AgriPoint help you analyze the financial health of your business. Create balance sheets or cash flows, examine year-over-year trends, and run what-if scenarios to see the effects of potential purchases.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.