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Country Home Loans®

Financing your place in the country? We’re here ready to help.

With over 100 years of experience serving rural America, Farm Credit Services of America has the expertise, experience and tools to help make your dream home a reality, whether it’s financing new home construction on an acreage or buying a new place in a rural community.

Along with country homes, we also finance homes located in rural subdivisions and rural communities with a population of 2,500 or fewer people. Farm or ranch operators may also qualify for financing in larger towns and cities.

Locate a CHL Officer

Enter your Zip Code below to find the closest office to assist with your country home loan.

We know rural America and offer unique financing features to make your transition a breeze, including:

  • Fixed, interim fixed or variable rates, including rate conversion.
  • Choose from many term options to meet your needs.
  • One-stop loans for new construction.
  • Modular/manufactured, log and other unique home financing.
  • Rate can be locked in before closing.
  • Mortgage loans may be eligible for cash-back dividends

Find out more about our specific financing options for:

We know the country and we have the tools and experience to finance homes there – more than any other lender. Check out our country living guide for tips to help choose the right home or acreage.

If you live in Iowa, Nebraska, South Dakota or Wyoming and you’re planning to buy, build or refinance a country home, we’d like to hear from you.

To apply for our country home financing, locate the nearest office, request more information or call us at 1-800-884-FARM.

Download a Country Home Loans® Application
Download Authorization to Release Information

These forms are presented in Adobe’s Portable Document Format (PDF). Accessing these files requires Acrobat software, available at no charge from Adobe. Visit Adobe's website to learn more.

Please fax or mail your completed application, release, and checklist to Farm Credit Services of America, Country Home Loans.

Fax number:

402-661-3548

Mailing address:

Attention: Farm Credit Services of America
Country Home Loans
PO Box 2409
Omaha, NE 68103-2409

To confirm that FCSAmerica and your Country Home Loan Officers are registered to conduct business and have an NMLS ID, please go to the NMLS Registry.


Omaha, NE (edit)
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