IT PAYS TO FINANCE FARMLAND WITH A FARM LENDER

Get the rates, terms and flexibility you need to finance the land you want.

Download a Buyer’s Guide to Financing Ag Real Estate
Buying ag real estate is an exciting venture, but securing the right financing can often leave buyers with more questions than answers.

Download our guide to review how land loans work including what types of property qualifies, how to compare loan options to ensure you’re getting the best financing, and the steps involved in the application process.

Key Benefits of Financing Land With Us

Attractive Land Loan Rates

Fixed rates for the life of a land loan or interim-fixed, variable or adjustable rates, including rate conversions.

Ag-Friendly Terms

We offer flexible terms, including long-term options on our farm mortgage loans.

Flexible Payment Options

Choose monthly, quarterly, semiannual or annual payments to meet your cash flow needs.

Cash-Back Dividends

We have paid $3.3 billion in cash-back dividends to eligible customer-owners since 2004.

Unmatched Land Expertise

Extensive Land Data

As the region’s largest ag lender, we maintain the most extensive database of land sales activity in our four states. Twice a year, we also appraise benchmark farms spread across our territory to publish the longest running and most comprehensive land values report in the region.

Local Expertise

Our local land financing experts analyze the value of land we have financed as well as local comparable sales of similar properties to determine the current value of ag real estate.

Customized Land Value Reports

To help buyers make informed decisions, we can provide customized local land value reports as well as information on upcoming sales and estimated rates of return on different transactions.

Deep Agricultural Roots

FCSAmerica is a mission-driven, customer-owned financial cooperative that has been serving agriculture for more than 100 years, with a local network of 42 offices across Iowa, Nebraska, South Dakota and Wyoming.

Apply Online

Easily apply for a Farm Credit Services of America loan when it is convenient for you.

Refinance Online

Refinance to grow your operation, lower payments and save money.

Ready to Talk?

Whether you apply online or through your local FCSAmerica office, you can expect financing experts who understand agriculture to guide you through the process.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.