• Our offices are closed Wednesday, June 19 in observance of Juneteenth Independence Day. No electronic transactions are processed on the holiday.

Positive Pay

Added layer of protection by helping detect and prevent fraudulent transactions.

Positive Pay

Positive Pay is an added layer of protection by helping detect and prevent fraudulent transactions.

Positive Pay is a fraud detection tool that can help protect your business from unauthorized checks and ACH debit transactions. Checks and transactions that have their payment amounts altered or come from stolen check stock will be flagged. It’s an easy way to prevent fraud and monetary losses.

Frequently Asked Questions

Positive Pay is an added layer of protection by helping detect and prevent fraudulent transactions.

Check Positive Pay will match checks issued by a company with checks it presents for payment, while ACH Positive Pay will check the companies approved to debit your account. Both allow for you to get notifications when something doesn’t match.

Create an online file with each check’s issue date, serial number, and dollar amount. FCSAmerica will verify the checks and notify you if any records do not match. You then have the option to return any mismatched items.

Create a list of approved companies, called a whitelist, that are approved to debit your account. FCSAmerica will notify you if an unapproved company debits your account. You can return the item or add the company to your whitelist.

Positive Pay Contact

For more information about our cash management services, call our customer support team at 877-348-3810.