Dairy Industry

Specialized financing for dairy operations, including facilities, equipment, cattle and feed.

Dairy Lending Portfolio

We finance every aspect of the dairy industry, from operations serving small, niche markets to some of the largest dairies and processors in the country.

Our dairy portfolio grew to $2.2 billion in 2023, making it our fourth largest protein sector. Our specialized dairy team understands the unique and complex needs of the industry, ensuring our dependable credit through every business cycle.


Dairy Portfolio Highlights

Nearly

$2.8 billion

portfolio with room to grow

11%

of all U.S. dairy cows are financed by us.

Capacity to accommodate

large scale

commercial enterprise poultry financing needs

Financing and Insurance Products

Our dedicated lending teams understand the unique needs of agriculture. We deliver the knowledge and experience to customize our products and services to meet your financial needs.

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Operating Line of Credit

Finance your farm or ranch with an operating line of credit that includes money-saving benefits and time-saving features you’ll find nowhere else.

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Land Loans

Finance or refinance farmland, pastures or acreages with attractive rates, ag-friendly flexibility and cash-back dividends.

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Equipment Financing

Along with options to buy, lease or refinance farm equipment, you’ll find attractive rates and the most ag-friendly terms in the business with AgDirect® financing.

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Facility Loans

Financing for cattle and hog barns, farm storage buildings, grain bins and more.

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Ag Leases

Discover the benefits of leasing for farm storage buildings, grain bins, cattle and hog barns, farm equipment, vehicles and more.

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Dairy Revenue Protection
Dairy Revenue Protection insures against unexpected declines in the quarterly revenue from milk sales.

Key Benefits of Financing with Us

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Unmatched Expertise

Our seasoned financial specialists have comprehensive knowledge and understanding of production agriculture and related agribusinesses.

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Financial Strength

One of the leading associations within the nation's largest agricultural financing network — the Farm Credit System.

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Capacity

We offer significant lending capacity and competitive cost of capital, with diverse loan or lease packages for any size agribusiness.

Convenient Features

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Account Access

View balances and transaction histories, transfer funds within your accounts, make payments and more through AgriPoint® or the Mobile App.*

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Cash Management

We offer a variety of cash management services, including drafts, ACH payments, payroll services, bill pay, wire transfers, CashPlus and more.

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Financial Management

Online tools in AgriPoint® help you analyze the financial health of your business. Create balance sheets or cash flows, examine year-over-year trends, and run what-if scenarios to see the effects of potential purchases.

*Standard message and data rates may apply.

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Our Promise Pays

Each year, since 2004, we have returned a portion of our net earnings to eligible customer-owners in the form of cash-back dividends. We share our success in a way that effectively reduces the cost of borrowing for farmers and ranchers.

Insurance products are excluded from our patronage program.

Get Started

Connect with a local office or contact us for more information.