Cash Management

Streamline your operation with our value-added cash management tools.

Cash Management Services

We equip you with the tools to utilize your ag operating line of credit. Our suite of Cash Management services includes digital services that allow you to advance and pay down your line of credit with ease while offering fraud mitigation. Most activity conveniently flows directly through your operating line of credit.

Solutions to Manage Your Financial Transactions

  • Account management
  • Visibility on loans
  • Multi-encryption
  • Reporting capabilities
  • Guest access
  • User friendly / Ease of use
  • Mobile app access
  • Digital resources
  • Transaction monitoring
  • Download capabilities for account reconciliation or compatible with most accounting systems.

  • Drafts: Convenient option for advances from an operating line of credit that flows through like a check but draws directly from your operating loan.
  • ACH: Advance from your line of credit electronic payments to pay vendors and employees. Payments can be automatic, recurring or single use. Our online portal supports single transactions or allows a file upload for multiple items through ACH File Services.
  • Wires: Send Domestic and International wires from your line of credit.
  • AgriBuy® Rewards Mastercard®: Delivers convenient access to your line of credit, plus earn 1% cash-back rewards.
  • Bill Pay: Pay bills online using funds from your line of credit.
  • Internal Payments: Set up a one-time or recurring transfer from your operating loan to another eligible FCSAmerica loan.

  • Wires: Receive incoming Domestic or International wires to be applied directly to your line of credit.
  • Internal Transfer: Set up a one-time or recurring transfer from your operating line of credit to another eligible FCSAmerica loan.
  • Remote Deposit: Save postage and time by electronically scanning check images to apply directly to operating loan. Use a desktop scanner for single or multiple checks or the FCSAmerica mobile app* for remote deposit on the go.
  • CashPlus: For a line of credit that might occasionally run a zero balance, CashPlus can maximize the return on your cash by utilizing excess funds and investing in interest-bearing bonds issued by AgriBank.**

  • Positive Pay: Fraud mitigation that assists company's issued drafts against presented ones.
  • ACH Positive Pay: Assists in fraud mitigation that allows you to manage ACH debits posting to your operating loan.
  • Alerts: Text or messaging notifications of credits and/or debits posted to your line of credit or AgriBuy® Rewards Mastercard®
  • Multi-factor Authentication: For ACH and wires via dual control or soft token through app on mobile device.
person typing on laptop with security icons as an overlay


*Your mobile carrier's message and data rates may apply.

Terms apply. See for details.

The AgriBuy® Rewards business card is offered through AgriBank and can only be used for purchases at U.S. and Canada retailers. Other restrictions may apply.

**LEGAL DISCLAIMER: Promotion of CashPlus is not an offer for the sale of Farm Cash Management® (FCM®) investment accounts or AgriBank Money Market investments. Such investments are not insured by or a direct obligation of the United States government. FCM investments can only be purchased directly from AgriBank, FCB. Carefully review the disclosure information provided to all prospective purchasers prior to purchasing. Farm Credit associations are not authorized to represent AgriBank regarding such investment accounts. You should not rely on any statement or opinion of our associations or personnel in deciding upon the safety and soundness of FCM accounts or their suitability for your particular situation. Certain terms and conditions apply to FCM accounts.


Fraud Force Podcast Episodes

To further enhance our company’s cyber defenses, we are highlighting common types of cyber threats through an audio series called Fraud Force. We will share examples of some of the most common fraud tactics being used to obtain personal, confidential, and financial information – and the signs to look for to avoid becoming a victim.

Business Email Compromise

Email is increasing being used as a social engineering scam to try and trick users into sharing information through spoofing tactics. This episode explores tactics to help prevent being spoofed by email scams.

Social Engineering

This episode explores the dangers of a broad range of malicious activities achieved through human interactions rather than technical hacking skills.

Cash Management Contact

For more information about our cash management services, contact our customer support team.