Grain Industry

Financing for all types and sizes of grain operations including large-scale, specialized and organic crops.

Grain Lending Portfolio

We operate in the heart of grain country, financing every facet of the food chain, from family farms with a few hundred acres all the way up to the largest growers in the nation. Grain is the single largest segment in our portfolio. We provided more than $13 billion in credit to grain customers in 2023. This included traditional as well as specialty and organic growers, diversified agribusinesses and leading national corporations.

The chart below reflects the 10 largest segments in or portfolio. We serve all of agriculture, combining industry-specific knowledge with industry-wide insights to meet your credit and risk management needs.

Commercial Grain Portfolio Highlights

Positioned to Fund

Margin Calls

Gross Commitments Grown More Than

5 times

between 2015 and 2023

Capacity to accommodate

large scale

commercial enterprise financing needs.

Financing and Insurance Products

Our dedicated lending and insurance teams understand the unique needs of agriculture. We deliver the knowledge and experience to customize our products and services to meet your financial and risk management needs.

Icon of a check book with a pen
Operating Line of Credit

Finance your farm or ranch with an operating line of credit that includes money-saving benefits and time-saving features you’ll find nowhere else.

Land Loans

Finance or refinance farmland, pastures or acreages with attractive rates, ag-friendly flexibility and cash-back dividends.

Tractor icon
Equipment Financing

Along with options to buy, lease or refinance farm equipment, you’ll find attractive rates and the most ag-friendly terms in the business with AgDirect® financing.

Icon of silo to the left of a barn
Facility Loans

Financing for cattle and hog barns, farm storage buildings, grain bins and more.

Ag Leases

Discover the benefits of leasing for farm storage buildings, grain bins, cattle and hog barns, farm equipment, vehicles and more.

Icon of corn
Crop Insurance

We offer a full line of crop insurance products backed by highly trained specialists.

Key Benefits of Financing with Us

Unmatched Expertise

Our seasoned financial specialists have comprehensive knowledge and understanding of production agriculture and related agribusinesses.

Icon of a dollar sign in a circle with arrows going around it
Financial Strength

One of the leading associations within the nation's largest agricultural financing network — the Farm Credit System.

Handshake icon

We offer significant lending capacity and competitive cost of capital, with diverse loan or lease packages for any size agribusiness.

Convenient Features

Circle with Perecntage icon in the middle
Account Access

View balances and transaction histories, transfer funds within your accounts, make payments and more through AgriPoint® or the Mobile App.*

Icon of a dollar sign in a circle with arrows going around it
Cash Management

We offer a variety of cash management services, including drafts, ACH payments, payroll services, bill pay, wire transfers, CashPlus and more.

Clipboard with checkmarks and pen icon
Financial Management

Online tools in AgriPoint® help you analyze the financial health of your business. Create balance sheets or cash flows, examine year-over-year trends, and run what-if scenarios to see the effects of potential purchases.

*Standard message and data rates may apply.

Farm Credit Services of America customer smiling

Our Promise Pays

Each year, since 2004, we have returned a portion of our net earnings to eligible customer-owners in the form of cash-back dividends. We share our success in a way that effectively reduces the cost of borrowing for farmers and ranchers.

Insurance products are excluded from our patronage program.

Get Started

Connect with a local office or contact us for more information.