AG FACILITY LOANS

Financing for cattle and hog barns, farm storage buildings, grain bins and more.

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KEY BENEFITS OF FINANCING WITH US

Attractive Rates

Fixed, interim-fixed or variable rates, including rate conversions.

Flexible Payment Options

Choose monthly, quarterly, semiannual or annual payments to meet your cash flow needs.

Quick Credit Decisions and Appraisals

Our agricultural expertise makes the process quick and easy.

Cash-Back Dividends

We have paid more than $3.3 billion in cash-back dividends to eligible customer-owners since 2004.

In addition to customized loan packages, we offer lease options for ag buildings and barns.

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"One of the really nice things about using Farm Credit for real estate is the one-time closing and being able to pay back early if I wanted. I enjoy the cash-back dividend that I get on my real estate as well."

Chad and Lauren

Grain and Pork Producers

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Chad and Lauren

AG FACILITY LOAN RATES AND TERMS

Fixed Rates

  • Locks in interest expense for predictable payments and cash flow management.

Variable Rates

  • Usually a lower rate that follows market conditions.
  • Rate based on either market index or FCSAmerica-administered indexes.

Interim-Fixed Rates (IFR)

  • A variable-rate loan that is fixed for an agreed upon period. At the end of the period, the loan reverts to a variable-rate loan.

See terms that apply.

REASONS TO FINANCE AG FACILITIES WITH US

Rate Conversions

If your financial needs change, you can convert your variable-rate loan to a fixed-rate or adjustable-rate loan. Fees may apply.

Account Access

View balances and transaction histories, transfer funds within your accounts, make payments and more through AgriPoint® or FCSAmerica® Mobile.

Interest Rate "Buy-Down" Option

You can pay a fee at closing in exchange for an interest rate reduction to help reduce your payments.

Financial Management

Online tools in AgriPoint help you analyze the financial health of your business. Create balance sheets or cash flows, examine year-over-year trends, and run what-if scenarios to see the effects of potential purchases.

Payment Schedules

Select monthly, quarterly, semiannual or annual interest payment schedules; fully or partially amortized loans; and decreasing, even or accelerated payment schedules.

Apply Online

Easily apply for a FCSAmerica loan when it is convenient for you.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.