Pasture Fire / Hay Fire Insurance

Insurance to manage some of the risks around dry weather.

Pasture Fire Insurance Overview

Pasture Fire

Pasture Fire Protection insures pasture, rangeland, and forage ground against fire caused by lightning strikes, equipment and machinery, and weather-related downed power lines.

Annual Policy

Annual policy that can be renewed or revised each year. Coverage per acre is selected by the insured and varies by provider.

Fire Department Services

Coverage includes charges from fire department services ranging from $500 - $750 and varies by provider.


Eligibility is based on covered acres and must be in an area that has some type of fire protection services, either private or public.

Sales Closing Date

Sales closing date varies by insurance provider.

Hay Fire

Hay Fire Protection insures stacks, chopped hay, baled hay, or cubed hay.


Hay can be stored in open areas or in buildings or structures.


Excludes growing hay.

Direct Loss

Covers direct loss due to fire, lightning and removal from premises endangered by these perils.

Additional Coverage

Additional coverage may be available for hay loss due to windstorm or collision during transport.

Sales Closing Date

Sales closing date varies by state and insurance provider.

Related Insurance Products

Annual Forage

Protects livestock and forage producers against losses due to low moisture conditions.

Livestock Insurance

Find out more about the types of livestock insurance we offer.

Pasture, Rangeland, Forage Insurance

Provides coverage for pasture, rangeland or forage acreage for haying or grazing livestock.

"Crop revenue coverage through Farm Credit has brought us peace of mind."

Ron and Julie

Specialty Crop and Beef Producers, Wyoming

Ron and Julie

Why Work With Us For Crop Insurance?

Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance — every working day of every week in the year. They don’t sell property, casualty or life insurance.

Highly Trained

Our insurance officers receive annual training on RMA changes to crop insurance and livestock insurance plans and stay informed throughout the year.

Financial Expertise

As a lender, we understand financial risk and work to protect your working capital, not just your crop or livestock.

Decision-Making Tools

Our proprietary Optimum tool analyzes federal and private insurance policies to find the best choice whatever your risk management goal.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.

The results provided by this tool are for estimation purposes only; actual loss triggers may vary. Contact your Farm Credit Services of America insurance officer for more information.


Crop Insurance and Grain Marketing: Are You Taking Advantage?
Crop insurance and marketing goals can work together to provide the best financial return.
RPowerD and MPowerD
Crop insurance option designed to provide opportunities to potentially establish a higher guaranteed revenue – or margin.
Supplemental Coverage Option
Crop insurance option provides additional coverage for a portion of an underlying crop insurance policy deductible
Farm Program Decision: ARC vs. PLC
Price Loss Coverage (PLC) vs. Agriculture Risk Coverage (ARC)-County vs. ARC-Individual – is an annual decision now.
Enhanced Coverage Option for Crop Insurance
Enhanced Coverage Option is area-based coverage that can be added on top of individual crop insurance coverage.
Precision Farming Data for Crop Insurance
Report your crop insurance acreage from your planter seat using your precision data.
Multi-county Enterprise Unit Endorsement
Contact your local FCSAmerica insurance agent to learn if the new MCEU would be advantageous to your operation.
Crop Insurance: Getting the Right Coverage
Learn why choosing a farm lender is important to getting the right crop insurance plan.
Grain Marketing Survey: Midwest Farmer Practices
To shed some light on grain marketing practices, FCSAmerica commissioned a survey of more than 600 Corn Belt producers. The full report reveals insights into the tools and strategies of farmers who are satisfied with their grain marketing practices.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.