Area Yield Protection Insurance

Crop insurance that provides protection against widespread loss of yield in a county.

Product Overview

Understanding Area Yield Protection Insurance

Area Yield Protection is an insurance product designed to safeguard farmers' crop yields by offering coverage based on the average yield performance of a specific geographic area, rather than individual farm-level data. By considering the collective yield performance of an area, Area Yield Protection provides farmers with a risk management solution that accounts for the shared challenges and vulnerabilities faced by agricultural communities. 

rolling golden cornfield

Benefits

  • Area Yield Protection is part of the Area Risk Protection Insurance plan and covers against loss of yield due to a county-level production loss.

Guarantee

  • Expected County Yield x coverage level = Trigger Yield.

Prices

  • 0.8-1.2 protection factor; loss limit factors apply.

Coverage Level

  • CAT, 70%, 75%, 80%, 85%, 90% of the county yield.

Eligible Crops

  • Plans may be available on barley, corn, cotton, forage production, grain sorghum, peanuts, popcorn, rice, soybeans and wheat.

Units

  • One unit for each crop, type and practice within the county.

Losses

  • Paid when the Final County Yield is less than the Trigger Yield.
  • Individual farm yields are not considered when calculating losses.

Additional Coverages

  • Prevented planting and replant coverage are not part of the policy.
  • High-risk land rates and written agreements are not available.

Available to all qualifying producers regardless of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital or family status.

Review our side-by-side comparison of federal crop insurance coverage options.

Are you covered?

We know crop insurance decisions can feel complicated. Our insurance officers have access to a tool that analyzes your numbers and local data to help you make the best decisions to meet your goals. Get started by completing the inquiry form and we’ll find a time that is convenient for you to meet with us.

Why Work With Us for Crop Insurance

Icon of a person with a thought could with a leaf in the center
Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance — every working day of every week in the year. They don’t sell property, casualty or life insurance.

Icon of a shield with three people within it
Highly Trained

Our insurance officers receive annual training on RMA changes to crop insurance and livestock insurance plans and stay informed throughout the year.

Icon of a light bulb and circle with a dollar sign and arrows pointing in a circle
Financial Expertise

As a lender, we understand financial risk and work to protect your working capital, not just your crop or livestock.

Icon of a hand pointing at a browser window with a dollar sign in the middle
Decision-Making Tools

Our proprietary Optimum tool analyzes federal insurance policies to find the best choice whatever your risk management goal.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.

Farm Credit Services of America customer

Manage Risk With a Team That Understands It.

Our insurance agents are highly trained, dedicated specialists who have the tools to help you make important risk management decisions.

Crop Insurance Resources

Key Crop Insurance Dates

Important upcoming deadlines for crop insurance.

November 14, 2024

Production History Due Date
Winter Wheat, & Winter Wheat & Spring Wheat on Same Policy

November 15, 2024

Acreage Report Deadline
Winter Wheat

March 5, 2025

Projected Price Announced
Corn, Soybeans, Spring Wheat

March 15, 2025

Sales Closing Date & Purchase / Cancellation / Transfer / Change Date
Corn, Soybeans, Spring Wheat

Ready to Get Started

Complete the inquiry form or connect with a local office for more information.