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Sheldon, IA
3000 Park St
Sheldon, IA 51201

(712) 324-5371
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Considerations for Selling Your Crop Insurance Agency

When you're ready to transition your crop insurance business, know that your customers will be well cared for by a team that appreciates the value of long-term relationships.

What Makes Working with Us the Right Choice?

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Dedicated Specialists

Our team is non-commission based and focuses 100% of their time on crop insurance. We do not sell property, casualty or life insurance – if you do, you could continue to offer those products.

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Customer Service

Along with being highly flexible and fair to you, we'll deliver exceptional customer service to your customers - earning their trust and providing value.

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Strong Financial Foundation

FCSAmerica is the largest agricultural lender and crop insurance agency in our four-state area. Our strong balance sheet means we can structure purchase terms that work for you.

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Industry-leading Technology

We incorporate proprietary technology to help customers understand different scenarios and related costs, and to recommend the best policies to meet their goals.

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We're Local

We have 42 offices with local teammates able to service your book of business. We give back to local communities through volunteering, financial contributions and grants. 

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Expertise

We proactively navigate the evolving landscape of crop insurance, staying abreast of changes in policy offerings, insurance carriers and regulatory requirements to ensure your customers receive the most accurate and strategic guidance.

An Opportunity for Your Crop Insurance Business

If you've ever thought about selling your crop insurance agency, our insurance leader Tony Jesina explains why you should talk to us first.

Agency Owner Shares Their Experience

In this series of three videos, the Ristau's share their experience selling their crop insurance business to Farm Credit Services of America. Learn about their decision process, what they appreciated, their advice to other agency owners, and misconceptions about Farm Credit. 

Frequently Asked Questions

1

Your business is worth the future profits a buyer expects to earn from it, adjusted to today’s value. This is called the net present value (NPV) of free cash flow—which is your income from commissions, bonuses, and profit sharing, minus the costs to service your clients.
2

Buyers usually want to see your financials from the past 3–5 years. This includes:

  • Commission reports
  • Bonus and profit share details
  • Premium reports by customer and insurance type
  • Any servicing costs and liabilities

They’ll likely ask for this after signing a non-disclosure agreement (NDA).
3

Some agencies prefer to sell after acreage reporting and others may want to sell at the beginning of the crop year. We are flexible and can close any day, anytime, anywhere. 

Ready to start a conversation?

We value your business and the relationships you have built with your customers and the community you serve. 

To start a conversation about selling your crop insurance agency or book of business, complete this form or contact your nearest Farm Credit office.