As a financial cooperative, our
customer-owners have a voice
in what we do. Explore profiles
of farmers and ranchers who
make up the Association.

Bob and Vicki

Grain and Beef Producers
Bernard, IA
Customer since 2002



Sharing responsibilities on the farm
Bob: We farm together. She does the bookwork and I do the labor. Because of that we both know what’s going on in the operation.

What success looks like in our operation
Vicki: Success means we’ve grown as a family and as a couple in all the achievements we’ve made. We never thought from where we started that we would get what we have now. FCSAmerica was there behind us when we built the house, the buildings and the livestock herd.

Our relationship with FCSAmerica
Bob: I think FCSAmerica listens to what we say when we want to try new things. They understand our operation is completely different than the next guy’s and that you can’t give the same advice to everybody.

Our business approach
Vicki: Bob is the more conservative one. He has to think about things for a while before he will make a decision, and I’ll pencil it out to make sure that it’s going to work before he’ll move forward with it.

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FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.