Customer
Ownership

As a financial cooperative, our
customer-owners have a voice
in what we do. Explore profiles
of farmers and ranchers who
make up the Association.

Bob & Marilyn

Grain & Beef Producers
Cushing, IA
Customer since 1962

Videos

Videos

Why I chose agriculture

It’s what I know how to do. I started milking cows at age six. It’s been my only profession. I started farming in 1959 on the family farm that was bought in 1892 for $15 per acre by my grandpa. I had a dream of owning my own land and having a family. I got married in 1959 and had one son, John, with whom I now farm.

How I prepared myself for agricultural business

My preparation was probably done before I was 10 years old. I’ve learned by doing at the school of hard knocks. I learn from my mistakes.

My business approach

I am very cautious. There have been times it has been a struggle to make ends meet. We struggled our first 10 years to pay for the first farm, for which I borrowed money from my dad at 4% interest. After our first farm was paid for we bought the second farm. It’s all worked out.

I try to look ahead to what’s going to happen in the future and capitalize on it. When John graduated from high school, the government had a $10-per-acre program for no-tilling soybeans. I bought a no-till drill and put John to work. That’s when he got his start farming. We try to jump on opportunities when they are there.

Our greatest challenge

Weather – there have been years it’s been dry and we’ve wondered if it was ever going to rain, and there have been years it rained and we wondered if it was ever going to quit.

What I enjoy most about farming

I enjoy the little things. Yesterday morning we fetched a tractor that had broken down in the field. It was no big deal, but it’s fun even doing that. My wife has asked me why I don’t retire. I tell her it’s my hobby. It’s not work, just fun.

Interests outside of farming

My wife and I have done a lot of traveling. We’ve been in 49 states and 15 countries.

Why we work with FCSAmerica

I started with FCSAmerica in 1962 because my brother went to work there. It’s always been very enjoyable. It is easy to work with our financial officer.

Customer Profiles

PRODUCTS & SERVICES

Ag Loans & Leases

Rural 1st® Home Loans

Insurance

Digital Tools

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.