Accessing your WorkSmart® operating
line of credit has never been easier
— or more rewarding.


1% Cash Back

Earn 1% cash back on all purchases made with your AgriBuy® Rewards business card, returned to the payer of record each November.

Convenient Access

Use wherever Mastercard® is accepted — at retailers, online or by phone. Purchases post directly to your farm operating line of credit without having to manage a separate credit card account.

Cash-Back Dividends

AgriBuy Rewards business card balances swept to a WorkSmart® operating line of credit may be eligible for cash-back dividends, a significant annual benefit for customer-owners.

"It's nice to have charges come directly out of the operating line. We don't have to worry about reimbursement."

Eric and Kelli

Grain and Beef Producers, Iowa

Eric and Kelli

Reasons to Finance With Us

Credit card with a plus sign. 

Additional Cardholders

Assign additional cards to non-liable parties. You can also set limits on cardholder purchases.

Fist with thumb up. 

Ag-Friendly Account Options

Daily purchase limits can be customized to meet your needs. Cards can be issued to multiple notes within one customer record.

Graph on monitor. 

Transactions Post Daily

View AgriBuy Rewards card activity daily through AgriPoint®.


Draws from Line of Credit

All AgriBuy Rewards card purchases draw directly from your line of credit at your operating line of credit interest rate. No worries about card payments or late-payment fees.


In order to qualify for the AgriBuy Rewards business card, you must have a revolving line of credit with Farm Credit Services of America and be in good credit standing.

The AgriBuy Rewards business card is offered through AgriBank and cannot be used for cash advance or ATM transactions. Purchases are limited to U.S. and Canada retailers only. Other restrictions may apply.

Farm Credit Services of America is an equal opportunity lender.

See terms that apply.

Lost or Stolen Cards

To report a lost or stolen card, contact Customer Support at 866-382-4051, available 24/7.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.