• Our offices are closed Wednesday, June 19 in observance of Juneteenth Independence Day. No electronic transactions are processed on the holiday.

Rural 1st® Home Loans

Rural 1st® offers specialized financing for country living.

Rural Construction Financing Guide

Farm Credit Services of America (FCSAmerica) is proud to partner with Rural 1st® to help dreamers like you build their rural homes. Rural 1st® specializes in virtually all forms of rural lending, including loan solutions for buying land and constructing your home.

Move one step closer to your new build by following our step-by-step guide to buying land and securing financing for rural home construction. In the guide, we cover key considerations including:

  • Calculating borrowing capacity
  • Finding the perfect property
  • Applying for financing

Rates are an important consideration of rural home construction financing. Check out the Rural Construction Financing Guide for other tips and insights on building a budget, estimating payments and more.

stack of Rural Construction Financing Guides

Prepare for Your Home Building Journey

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Why Finance With Rural 1st®

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Unique Lending Options

Get custom financing to meet the specific needs of your rural property purchase or construction project.

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Rural Expertise

Rural 1st has the experience and focus on rural lending to offer loans and financing packages tailored to your specific needs.

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Streamlined Loan Process

With highly skilled team members and efficient systems, you can expect a streamlined loan process.

Rural 1st® is a tradename and Rural 1st, the Rolling Hills Window icon, Rural Logic, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1st products are available to consumers within the territories of participating Farm Credit System Associations, including Farm Credit Services of America (NMLS ID #579135)

Get Started

Contact us if you have questions or need more information.