• Our offices are closed Wednesday, June 19 in observance of Juneteenth Independence Day. No electronic transactions are processed on the holiday.

Rural 1st® Home Loans

Rural 1st® offers specialized financing for country living.

Rural Construction Financing Guide

Farm Credit Services of America (FCSAmerica) is proud to partner with Rural 1st® to help dreamers like you build their rural homes. Rural 1st® specializes in virtually all forms of rural lending, including loan solutions for buying land and constructing your home.

Move one step closer to your new build by following our step-by-step guide to buying land and securing financing for rural home construction. In the guide, we cover key considerations including:

  • Calculating borrowing capacity
  • Finding the perfect property
  • Applying for financing

Rates are an important consideration of rural home construction financing. Check out the Rural Construction Financing Guide for other tips and insights on building a budget, estimating payments and more.

stack of Rural Construction Financing Guides

Prepare for Your Home Building Journey

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Why Finance With Rural 1st®

Unique Lending Options

Get custom financing to meet the specific needs of your rural property purchase or construction project.

Rural Expertise

Rural 1st has the experience and focus on rural lending to offer loans and financing packages tailored to your specific needs.

Streamlined Loan Process

With highly skilled team members and efficient systems, you can expect a streamlined loan process.

Rural 1st® is a tradename and Rural 1st, the Rolling Hills Window icon, Rural Logic, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1st products are available to consumers within the territories of participating Farm Credit System Associations, including Farm Credit Services of America (NMLS ID #579135)

Get Started

Contact us if you have questions or need more information.