AgriBuy® Rewards Mastercard®

Accessing your WorkSmart® operating line of credit has never been easier - or more rewarding.

Key Benefits

Convenient Access

Use wherever Mastercard® is accepted — at retailers, online or by phone.

Earn 1% Cash Back

AgriBuy® Rewards Mastercard® gives you easy access to your operating line of credit while giving you 1% cash back.

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Easy Account Management

Purchases post directly from your farm operating line of credit without having to manage a separate credit card account.

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Cash-Back Dividends

AgriBuy® Rewards business card balances swept to a WorkSmart® operating line of credit may be eligible for cash-back dividends, a significant benefit for customer-owners.

AgriBuy® Rewards Mastercard®

The ultimate in flexibility and access to your operating line of credit, the AgriBuy® Rewards business card can help you capture additional savings on your line of credit.

  • Get 1% cash back on all purchases.
  • Money is drawn directly from your operating line of credit.
  • Provides convenient access for line of credit purchases.
AgriBuy Rewards Credit Card offered by Farm Credit Services of America

Cardholder Benefits

Additional Cardholders

Assign additional cards to non-liable parties. You can also set limits on cardholder purchases.

Transactions Post Daily

View AgriBuy Rewards card activity daily through AgriPoint®.

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Ag-Friendly Account Options

WorkSmart® ends many of the added charges common with other farm operating loans and keeps your money working for you.

Draws from Line of Credit

All AgriBuy Rewards card purchases draw directly from your line of credit at your operating line of credit interest rate. No worries about card payments or late-payment fees.


In order to qualify for the AgriBuy Rewards business card, you must have a revolving line of credit with Farm Credit Services of America and be in good credit standing.

The AgriBuy Rewards business card is offered through AgriBank and cannot be used for cash advance or ATM transactions. Purchases are limited to U.S. and Canada retailers only. Other restrictions may apply.


Loans are subject to eligibility and credit approval. 

Available rates and terms, including the annual percentage rate (APR) are subject to change without notice.

Cash-back dividends are based on eligible loan volume and Association financial results. Prior distributions should not be interpreted as guarantees of future performance.

The AgriBuy® Rewards business card is offered through AgriBank and can only be used for purchases at U.S. and Canada retailers. Other restrictions may apply.

Mastercard is a registered trademark of Mastercard International Incorporated.

Report Fraud or Lost/Stolen Card

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Suspect Fradulent Activity

Call our customer support team at
800-607-4439 or contact your local office.

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Lost Card, Stolen Card or Card Fraud Activity

Call customer support at
866-382-4051 available 24/7.

AgriBuy Rewards Mastercard Alerts

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Get Started

Contact us if you have questions or need more information.