Working for the next generation of ranchers.
Farm Credit Services of America is committed to supporting ranchers who are starting or growing their operations. Our lending teams have helped thousands of young and beginning producers manage their unique business and financial challenges, matching their needs with the right combination of products and tools to help them achieve success. If you’re looking for a strong financial partner focused on your success, FCSAmerica has a program for you.
Locate a Financial Officer
Enter your Zip Code below to find the closest office to assist with your young & beginning loan.
Financial Products and Services
Farm Credit Services of America is a leading provider of loan, lease and risk management products, each customized to the unique needs of your growing business. We back these products and services with industry-leading tools to help with financial management and decision-making in your operation. And with our broad network of lending teams, your financing comes with expert advice and personal service.
Young & Beginning Loans: Growing your ranch is a significant financial commitment and can be especially challenging for less-established producers. That’s why we’ve tailored a program for producers age 35 or younger, or with 10 years of experience or less, that matches our loan products with modified credit approval standards. This program helps get you the capital you need while you strengthen your financial position.
Development Fund: This new program assists young and beginning producers who have a plan to start, grow or remain in agriculture by providing them with needed working capital loans and business planning assistance.
If you have a plan to start ranching, we have a plan to help.
Our unique expertise allows us to offer quick turnaround on agricultural loans as well as highly attractive rates and a wide range of financing options and services. Qualifying producers are eligible for the following loans:
- Real Estate Loans
Financing for pasture or grazing land, ranches and acreages.
- Operating Loans
Financing for operating expenses that offer the choice of revolving or non-revolving lines of credit with no minimum balance and an interest rate “buy-down” option.
- Installment Loans
Specifically designed for intermediate-term credit needs such as hog and cattle facilities, herd handling equipment, grain and feed storage, breeding livestock or debt refinancing.
Leasing offers a low down payment, up to 100 percent financing and no stock purchase. As a tax management tool, leasing can improve your cash flow and conserve working capital.
Farm Credit Services of America is dedicated to serving the agricultural credit, risk management and financial needs of farmers and ranchers in Iowa, Nebraska, South Dakota and Wyoming. For areas outside of our chartered territory, visit FarmCredit.com to locate an association near you.
Contact us today to get started. Call 877-999-7039, locate your local FCSAmerica office, or complete the form below: