With interest rates still near historical all-time lows, agriculture producers have a prime opportunity to structure debt and focus on working capital to withstand commodity price volatility. Bill Davis, chief credit officer, and Mark Jensen, chief risk officer, discuss interest rates in this segment of a broader discussion featured at GrowingOn® meetings, which run through January 2015. FCSAmerica is hosting GrowingOn to help producers prepare for and manage their risks in 2015. Producers who attend also hear from Steven Johnson, a farm management specialist with Iowa State University Extension and Outreach, who explains changes to crop insurance under the new 2014 Farm Bill. A list of meeting locations is available at http://www.cropinsurancespecialists.com/growingon. Interested participants must register in advance.