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Real Estate Financing

Flexible, convenient, unique features for renting or leasing ranch or grazing land.

Farm Credit Services of America real estate financing is among the most competitive and flexible you’ll find for agriculture. Through our WorkSmartSM line of credit, we can provide financing to rent or lease ranch or pasture land – with loan packages that feature attractive rates, money-saving options, cash-back dividends and more. You only pay interest accrual on funds borrowed, too.

We are dedicated to financing agriculture. Our experienced local financing teams are highly specialized and will work with you to determine the best loan for your ranch. And, our line of credit is designed specifically for short-term input financing and can be catered to your ranch operation’s expected cash flow and buying needs.

Locate a Financial Officer

Enter your Zip Code below to find the closest office to assist with your real estate loan.
 

Discover why more people choose FCSAmerica for their operating loan needs:

  • All your money works for you.
    Money is drawn directly from your line of credit. You don’t have to transfer money from one account to another before you write a draft, wire funds, or use your AgriBuy® Rewards MasterCard® to access your line of credit. No interest is charged until you actually use the money you need.
  • Interest is charged only on the exact amount you use.
    There is no minimum draw amount, such as a $1,000 increment, for example.
  • Payments and third-party checks are applied directly to your line of credit.
    There is no need to transfer funds from one account to another – saving extra steps, extra time and added interest. In fact, if you deposit a check by 3 p.m. (Central Time), your payment is credited that day and interest on that amount stops accruing. You don’t continue to pay interest “until the check clears.”
  • Get 1% cash back with the AgriBuy® Rewards MasterCard®
    Use the card to make purchases from your line of credit, at your line of credit interest rate. Every time you make a purchase with your AgriBuy Rewards business card, you’ll earn a 1% reward that is returned to you each November. Interest starts only when the transaction actually posts to your loan account.
  • Remote Deposit saves time and money.
    Scan and apply checks, including third-party checks, from your home computer, smartphone or tablet – anytime, anywhere and without maximum limits – directly into your WorkSmart line of credit.
  • Cash-back dividends represent a unique benefit.
    As a member of a customer-owned cooperative, you are eligible to receive a portion of our earnings in the form of a cash-back dividend. We’ve returned $1.3 billion in cash-back dividends to our customer-owners since 2004.**

Farm Credit Services of America is dedicated to serving the agricultural credit, risk management and financial needs of farmers and ranchers in Iowa, Nebraska, South Dakota and Wyoming. For areas outside of our chartered territory, visit FarmCredit.com to locate an association near you.

Contact us today to get started. Call 877-999-7042, locate your local FCSAmerica office, or complete the form below:

 

Terms apply; click for details.
*The AgriBuy Rewards business card cannot be used for cash advance or ATM transactions. Purchases are limited to U.S. and Canada retailers only. Other restrictions may apply.
**Cash-back dividends are based on eligible loan volume and FCSAmerica financial results.

Omaha, NE (68137) (edit)
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