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Real Estate Financing

Flexible, convenient, unique features for renting or leasing ranch or grazing land.

Farm Credit Services of America real estate financing is among the most competitive and flexible you’ll find for agriculture. Through our operating loans, we can provide financing to rent or lease ranch or pasture land – with loan packages that feature attractive rates, money-saving options, cash-back dividends and more. You only pay interest accrual on funds borrowed, too.

Agriculture is all we do. Our experienced local financing teams are highly specialized and will work with you to determine the best loan for your ranch. And, our operating loans are designed specifically for short-term input financing and can be catered to your ranch operation’s expected cash flow and buying needs.

Locate a Financial Officer

Enter your Zip Code below to find the closest office to assist with your real estate loan.

Discover why more ranchers choose FCSAmerica for their line of credit needs:

Rates & Terms

  • Fixed or variable interest rates.
  • Choice of revolving or non-revolving line of credit with no minimum balance.
  • Interest rate “buy-down” option – pay a fee at closing in exchange for an interest rate reduction.
  • Interest rate conversion feature – allows you to convert your variable-rate loan to a fixed-rate loan.

Payment Schedules

  • Payment plans designed around your cash flow expectations.
  • Your choice of annual interest payment scheduling based on your needs.

Cash-Back Dividends

  • FCSAmerica financing may be eligible for cash-back dividends, a unique opportunity for customer-owners to share in our net earnings.
  • $160 million paid to eligible borrowers in 2015 – nearly $1 billion paid since 2004.
  • Learn more about cash-back dividends.

Cash Management Services

  • AgriPoint® and FCSAmerica® Mobile. Manage your accounts, financials and profits online – anytime – safely and securely. Plus, use Remote Deposit to scan checks and move funds into your account via a PC or mobile device.
  • AgriBuy® Rewards MasterCard®. Works like a credit card to access your line of credit. Purchase amounts are drawn from your line of credit at your interest rate. Get 1% cash back annually on the total amount purchased using the AgriBuy Rewards business card.
  • Operating loan drafts. A convenient way to pay for inputs, expenses and supplies.
  • Scheduled payments. Pay bills automatically – no drafts to write. Pay loan installments automatically.
  • Wire transfers. A quick way to electronically transfer funds.

Farm Credit Services of America is dedicated to serving the agricultural credit, risk management and financial needs of farmers and ranchers in Iowa, Nebraska, South Dakota and Wyoming. For areas outside of our chartered territory, visit to locate an association near you.

Contact us today to get started. Call 877-999-7042, locate your local FCSAmerica office, or complete the form below:


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Omaha, NE (68137) (edit)
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