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Real Estate Loans

Flexible, convenient, unique features for financing ranch or pasture land.

Farm Credit Services of America real estate financing is among the most competitive and flexible you’ll find for agriculture. We finance ranch land, pasture land and acreages with loan packages that feature attractive rates, money-saving options, cash-back dividends and more.

We are dedicated to financing agriculture. Our experienced local real estate financing teams are highly specialized and will not only work with you from application to closing, but through the entire life of the loan. We offer quick decisions on applications, too.

Locate a Financial Officer

Enter your Zip Code below to find the closest office to assist with your real estate loan.

Discover why more people choose FCSAmerica for their real estate financing:

Rates & Terms

  • Fixed, interim-fixed, variable or adjustable rates to maturity.
  • Combination of rate products available.
  • Ag-friendly terms, including long-term options.

Payment Schedules

  • Flexible payment schedules to meet your cash flow needs.
  • Monthly, quarterly, semiannual or annual payments.
  • Fully or partially amortized loans.
  • Decreasing, even or accelerated payment schedules.

Cash-Back Dividends

  • As a member of a customer-owned cooperative, you are eligible to receive a portion of our earnings in the form of a cash-back dividend.
  • $160 million paid to eligible borrowers in 2017 – $1.3 billion paid since 2004.
  • Learn more about cash-back dividends.

In-House Appraisals

  • Completed by our certified appraisal team for a competitive flat fee.
  • Average appraisal time of less than two weeks.

Minimal Loan Fees

  • No application fee.*
  • Options include loans with no prepayment penalties after the first year.

Loan Servicing

  • Partial releases available if requested.**
  • Add-on loans available when principal balance is below original mortgage amount.
  • Loans may be assumed by a creditworthy associate/contact with the same loan terms.**
  • Loans may be reamortized.
  • Servicing provided by local FCSAmerica office through the life of the loan.

*Does not apply to construction loans.
**Certain conditions and restrictions may apply.
Terms apply; click for details.

Farm Credit Services of America is dedicated to serving the agricultural credit, risk management and financial needs of farmers and ranchers in Iowa, Nebraska, South Dakota and Wyoming. For areas outside of our chartered territory, visit to locate an association near you.

Contact us today to get started. Call 877-999-7042, locate your local FCSAmerica office, or complete the form below:


Real Estate Financing Works Here.
Omaha, NE (68137) (edit)
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