Flexible, convenient, unique features for financing agricultural land.
Are you buying land for your operation? Farm Credit Services of America real estate financing is among the most competitive and flexible you’ll find for agriculture. We finance farmland, farmsteads, ranch land, pasture land and acreages with loan packages that feature attractive rates, money-saving options, cash-back dividends and more.
Agriculture is all we do. Our experienced local real estate financing teams are highly specialized and will not only work with you from application to closing, but through the entire life of the loan. We offer quick decisions on applications, too – our average credit decision turnaround time is less than 10 days.
Locate a Financial Officer
Enter your Zip Code below to find the closest office to assist with your real estate loan.
Discover why more farmers and ranchers choose FCSAmerica for their real estate financing:
Rates & Terms
- Fixed, interim-fixed, variable or adjustable rates to maturity.
- Combination of rate products available.
- Ag-friendly terms, including long-term options.
- Flexible payment schedules to meet your cash flow needs.
- Monthly, quarterly, semiannual or annual payments.
- Fully or partially amortized loans.
- Decreasing, even or accelerated payment schedules.
- FCSAmerica financing may be eligible for cash-back dividends, a unique opportunity for customer-owners to share in our net earnings.
- $160 million paid to eligible borrowers in 2015 – nearly $1 billion paid since 2004.
- Learn more about cash-back dividends.
- Completed by our certified appraisal team for a competitive flat fee.
- Average appraisal time of less than two weeks.
Minimal Loan Fees
- No application or origination fees.*
- Options include loans with no prepayment penalties after the first year.
- Partial releases available if requested.**
- Add-on loans available when principal balance is below original mortgage amount.
- Loans may be assumed by a family member with the same loan terms.**
- Loans may be reamortized.
- Servicing provided by local FCSAmerica office through the life of the loan.
*Does not apply to construction loans.
**Certain conditions and restrictions may apply.
Farm Credit Services of America is dedicated to serving the agricultural credit, risk management and financial needs of farmers and ranchers in Iowa, Nebraska, South Dakota and Wyoming. For areas outside of our chartered territory, visit FarmCredit.com to locate an association near you.
Contact us today to get started. Call 877-999-7042, locate your local FCSAmerica office, or complete the form below: