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Rural Home Construction & Lot Loans

Are you building a new home?

We can handle your lending needs, from buying land to financing construction even if you’re not going to build right away.

Country home financing with Farm Credit Services of America is specifically tailored for those who want to buy or build homes in the country or small rural communities. Our attractive rates can be locked in before you’ve even completed construction. Our many term options and competitive fees provide you the flexibility and simplicity to help build your dream home.

Locate a Consumer Lending Officer

Enter your Zip Code below to find the closest office to assist with your country home loan and find out current interest rates.

Nobody finances rural homes like Farm Credit Services of America.

You’ll also learn that our rural expertise helps make the process efficient and easy – and without the hassle you may encounter somewhere else. Rural features like wells, crops, livestock and outbuildings that stump city lenders are no problem for us.

Here are just a few of the financing features we offer:

  • Attractive fixed, interim-fixed or variable rates, and options to convert to another rate product at a later time.
  • Unusually flexible terms, including long-term options.
  • Purchase home site and build within 5 years.
  • No limit on acres.
  • One-time closing – saves time, closing costs and can help reduce the risk of changing interest rates.
  • Locally serviced – our mortgage loans are retained on our own books and serviced by our own people for the life of the loan.
Limited-time offer: $500 OFF closing costs!*

There’s never been a better time to finance with Farm Credit Services of America. You can save $500 on closing costs when you apply for a country home loan before June 30, 2018.*

Get your $500 off closing costs coupon today.

We’re ready to help!

We know the country and we have the tools and experience to finance homes there – more than any other lender. Check out our country living guide for tips to help choose the right home or acreage.

If you live in Iowa, Nebraska, South Dakota or Wyoming and you’re planning to buy, build or refinance a country home or acreage, we’d like to hear from you.

To apply for our country home financing, locate your office, request more information or call us at 1-800-884-FARM.

*Limit one offer per country home loan. Offer good from March 1, 2018, to June 30, 2018. Official rules and restrictions of the promotion are available at

Terms apply; click for details.

Omaha, NE (68137) (edit)
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