Products & Services | Farm Credit Services of America

FARM AND RANCH FINANCING

From operating lines of credit, to farmland and ranch land, to livestock, equipment and facilities, we finance every aspect of farm operations and ranch operations.

WorkSmart® Line of Credit

Finance your farm or ranch with an operating line of credit that includes money-saving benefits and time-saving features you’ll find nowhere else. APPLY

Real Estate Loans

Finance or refinance farmland, pastures or acreages with attractive rates, ag-friendly flexibility and cash-back dividends.
APPLY REFINANCE

Intermediate-Term Loans

Flexible, convenient, money-saving features for financing livestock, ag facilities, eligible farm equipment and vehicles, farm improvements and more. APPLY

AgDirect® Equipment Financing

Along with options to buy, lease or refinance farm equipment, you’ll find attractive rates and the most ag-friendly terms in the business.
APPLY REFINANCE

Facility Loans

Flexible, convenient, money-saving features for financing cattle and hog barns, farm storage buildings, grain bins and more.
APPLY

Leases

Save costs, improve cash flow and gain tax advantages with our leasing options for farm storage buildings, grain bins, cattle and hog barns, farm equipment and vehicles, and more.

Livestock Loans

Financing for the purchase, care, feeding or refinancing of debt on livestock and cattle. APPLY

Rural 1^st® Home Loans

Rural 1^st® offers specialized financing for country living.

Home Loans

Purchase or refinance your country home with a variety of fixed- and adjustable-rate options. Choose the down payment that fits your needs.

Construction Loans

Go from construction to permanent financing with one simple loan package – refinancing is not required when the project is complete.

Lot Loans

Get a fixed- or adjustable-rate loan on bare land and choose the term and down payment that’s right for you.

Land Loans

When you own your own bare land, you have the freedom to use it how you want. Rural 1^st has lending solutions to make it happen.

Home Equity Loans

When you’re ready to buy more land, build a barn or outbuilding or make property improvements, Rural 1^st can help.

Insurance

We offer a full line of crop insurance and livestock insurance products backed by highly trained specialists who understand financial risk and work to protect your working capital.

Revenue Protection

Provides protection against production loss, price decline or increase, or a combination of both.

Yield Protection

Provides protection against production loss from natural causes such as drought, excessive moisture, wind, frost, insects and disease.

Actual Production History

Provides protection against production loss for crops not covered by Revenue Protection or Yield Protection plans.

Area Revenue Protection

Provides protection against widespread loss of revenue, yield or a combination of both in a county.

Area Yield Protection

Provides protection against widespread loss of yield in a county.

Hail Insurance

Protects against damage due to hail and/or fire. Production Hail and other private policies are available.

Margin Protection

Provides coverage against an unexpected decrease in operating margin.

Pasture, Rangeland, Forage Insurance

Provides coverage for pasture, rangeland or forage acreage for haying or grazing livestock.

Livestock Insurance

Learn more about the types of livestock insurance we offer.

Other Insurance

Learn more about other crop and livestock insurance, including Whole Farm Revenue Protection, Supplemental Coverage, Enhanced Coverage and Annual Forage.

Pasture Fire / Hay Fire Insurance

Coverage through multiple companies to help you select what works for your operation.

Specialized Lending

We offer financing for all types of food and agribusiness companies through direct origination and participation in capital market activities.

Beef Financing

Specialized financing for large-scale cattle operators, including cow-calf, stocker, backgrounding and feeding.

Capital Markets

Seasoned professionals who understand the complexities of large-scale credit financing.

Dairy Financing

Specialized financing for large-scale dairy operations, including facilities, equipment, cattle and feed.

Grain Financing

Specialized financing for large-scale grain producers.

industry-specialist-agribusiness-lending

Food and Agribusiness Lending

Serving the financing needs of grain merchandising, feed manufacturing, agronomy and input supplies, timber and wood processing, food processing and specialty crops.

Poultry Financing

Specialized financing for commercial chicken, turkey and egg operations, including facilities, equipment, operating and feed needs.

Renewable Fuels Financing

Customized ethanol plant financing programs that are suited for the development of your production facility – from construction through ongoing production.

Swine Financing

Specialized financing for commercial swine, sow, nursery and finishing hog operations, including facilities, equipment, livestock and operating expenses.

Syndications

The Loan Syndications team coordinates the structuring, arrangement and distribution of loans originated by Farm Credit Services of America.

Digital Tools

Our digital tools can help you plan, manage and analyze your ag business.

AgriPoint®

AgriPoint® delivers a suite of digital tools, from account management to financial management.

Loan Payment Calculator

Calculate farm and ranch loan payments using monthly, quarterly, semiannual or annual payment schedules.

FCSAmerica® Mobile

FCSAmerica® Mobile provides anytime, anywhere account access from your phone or tablet.

Remote Deposit

Remotely scan and apply checks as payments to your WorkSmart® operating line of credit from your computer, smartphone or tablet.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator to contact your local office.

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