Crop Hail Insurance

We offer competitive Crop and Production Hail plans through multiple companies so we can help you select the right coverage for your operation.

OVERVIEW

Crop Hail insurance provides the grower protection against yield reduction caused by hail and/or fire. Other coverages available include transit, vandalism, lightning, fire department service charge and/or stored grain. Optional endorsements are available for wind damage and/or replant coverage.
The dollar amount of coverage per acre is selected by the grower. Deductible options allow you to insure up to the full value of the crop.
Companion Hail coverage is also available to insure the portion of the crop not covered under federal crop insurance policies by paying out most of the liability with an increasing payment factor before a loss would be payable under a Yield Protection or Revenue Protection plan.
A Production Hail policy may be a more efficient alternative to traditional hail insurance plans, such as Basic and Companion Hail insurance

Production Hail Plans

  • Coverage is strategically concentrated on the part of your yield that is left exposed with Yield Protection, Actual Production History and Revenue Protection plans.
  • Maximizes your coverage so you don’t double cover your crops.
  • Available through multiple crop hail companies.
  • Available at 100%, 110%, 115%, 120%, depending on insurance company.
  • Available at 1% to 100% (varies by insurance company) of the MPCI Base Price.

"They keep you informed on crop insurance. They do a lot of legwork and it's made that easier for us."

John

Grain & Beef Producer, Iowa

John

Why Work With Us For Insurance?

Dedicated Specialists

They focus 100% of their time on crop and livestock insurance — every working day of every week in the year. They don’t sell property, casualty or life insurance.

Highly Trained

Our insurance officers receive annual training on RMA changes to crop and livestock insurance plans and stay informed throughout the year.

Financial Expertise

As a lender, we understand financial risk and work to protect your working capital, not just your crop or livestock.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.

The results provided by this tool are for estimation purposes only; actual loss triggers may vary. Contact your Farm Credit Services of America insurance officer for more information.

CROP INSURANCE EDUCATION

Multi-county Enterprise Unit Endorsement
Contact your local FCSAmerica insurance agent to learn if the new MCEU would be advantageous to your operation.
Make the Most of your Revenue Insurance
Understanding how the right crop insurance and knowing your cost of production work together is critical.
Crop Insurance: Getting the Right Coverage
Learn why choosing a farm lender is important to getting the right crop insurance plan.
Crop Insurance & Grain Marketing: Are You Taking Advantage?
Crop insurance and marketing goals can work together to provide the best financial return.
Grain Marketing Survey: Midwest Farmer Practices
To shed some light on grain marketing practices, FCSAmerica commissioned a survey of more than 600 Corn Belt producers. The full report reveals insights into the tools and strategies of farmers who are satisfied with their grain marketing practices.

Ready to Talk?

Contact us if you have questions or need more information. Fill out the form, or connect with your local office using the Office Locator.

FCSAmerica serves farmers, ranchers, agribusinesses and rural residents in Iowa, Nebraska, South Dakota and Wyoming. For inquiries outside this geography, use the Farm Credit Association Locator  to contact your local office.